ONLINE BANKING SYSTEM WILL BE TEMPORARILY UNAVAILABLE - The online banking system will be unavailable due to maintenance from Friday, May 17, 2024, at 10pm ET through Saturday, May 18, 2024, at 2pm ET. For more information, contact our Customer Service Center at 305-569-5000 or 1-844-OCEAN4U (1-844-623-2648), International Toll Free 1-828-623-2625. 

In observance of Veterans Day, we will be closed Saturday, November 11. We will resume regular business hours on Monday, November 13.

Ocean Bank - Financial Results as of December 31, 2023. Continued Financial Strength Learn more

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Call Us: 305-569-5000
Ocean Bank

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You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

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Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue

Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue

Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue

Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

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Hurricane Preparedness

Hurricane Preparedness

Prepare your finances to weather a storm

Top things to do to prepare
for a storm
 

Keep Cash On Hand

Withdraw cash now so you're ready if ATMs are out of service.

Find an ATM

Enroll in Online Banking

Monitor your accounts, transfer funds and pay bills from anywhere, anytime.

Enroll now

Download the Mobile App

Get ready to stay on top of your banking using your phone or tablet.

Download now

Open Safe Deposit Box

Store valuables,  photos, contracts and other important papers.1

Find a branch

Take steps now so you're ready for any weather

Get a contactless credit card

Pay without cash, plus set up automatic charges for utilities and other expenses.²

 

 

 

 

Find your card

Enjoy the security of digital wallet

Carry less, keep your wallet at home and load credit and debit cards to your digital wallet.

Get started

Schedule bill payments

Set up one-time and recurring payments online and avoid mail delays.

 

 

 

Sign up for Online Banking

Mobile Banking

The bank is always open with Mobile Banking

Get the Ocean Mobile App

Text Banking

You can bank 24/7 by phone and text

See how

Avoid business cash flow interruptions with digital banking services

Merchant Services

Prepare now so customers can pay without cash by accepting credit cards, debit cards and digital wallet payments.

See what you can do

Online Payments & Invoicing

Keep incoming cash flowing by sending invoices by email and accepting electronic payments into your account.

Learn how

Paycards

Pay regular employees and temporary help before and after a storm using an electronic, reloadable paycard.

 

 

 

 

Find out how

Electronic Payroll

Deposit payroll directly into employee accounts and manage payroll processing online wherever you are.

Explore options

Lockbox Services

Let Ocean handle the collection and processing of incoming customer payments.

 

 

 

 

See how

Real Time Payments

Receive up to $100,000 in an instant by providing your payer Ocean Bank’s ABA routing number and your account number.

 

 

 

Learn how

 

ACH and wire transfer services provide
 peace of mind to send and receive money

ACH

Avoid mail delays for incoming and outgoing payments.

 

Give customers, tenants and others the Ocean Bank ABA routing number and your account number to receive electronic payments.

 

Originate an ACH payment in Online or Mobile Banking and electronically pay employees and vendors.

Wire Transfers

Send and receive funds quickly anwhere in the world.

 

Provide customers with the Ocean Bank ABA routing number and your account number to receive an incoming wire.

 

Schedule outgoing domestic and international wires in Online or Mobile Banking.³

Fast. Safe. Easy

Send money with Zelle® without even leaving the couch.⁴

See what you can do

1Safe deposit boxes are subject to availability.  

2Credit cards are subject to credit approval.

3Via Online Banking and Mobile Banking, outgoing wires going out of the United States can only be processed in U.S. currency.

 

4Zelle® is available to Ocean Bank personal account holders who are U.S. residents. U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle®. Terms and conditiions apply.

 

Zelle® and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.