ONLINE BANKING SYSTEM WILL BE TEMPORARILY UNAVAILABLE - The online banking system will be unavailable due to maintenance from Friday, May 17, 2024, at 10pm ET through Saturday, May 18, 2024, at 2pm ET. For more information, contact our Customer Service Center at 305-569-5000 or 1-844-OCEAN4U (1-844-623-2648), International Toll Free 1-828-623-2625. 

In observance of Veterans Day, we will be closed Saturday, November 11. We will resume regular business hours on Monday, November 13.

Ocean Bank - Financial Results as of December 31, 2023. Continued Financial Strength Learn more

Online & Mobile Banking

Online Banking & Mobile Banking

See all you can do, wherever you are

Get more out of your accounts with mobile & Online Banking

Sample of the screen to pay a bill online

Pay Bills

  • Sign up to receive eBills for your utilities, mobile phone and other recurring bills and receive a notification when the bill is ready for you to review and pay
  • Pay bills with one-time, recurring and automatic payments
  • View payment history
  • Set bill payment reminders and approvals¹

Learn how to use Online Bill Pay

Send & Transfer Money

  • Send money with Zelle®²
  • Transfer funds between your Ocean accounts³
  • Transfer funds between your Ocean accounts³ and accounts at other banks
  • Send one-time and recurring domestic and international wires⁴

Bank with Security

  • Sign up to receive account alerts via email or text
  • Enroll in biometric (face ID) authentication
  • Log in using your fingerprint
  • Set up a travel notification and for an extra layer of credit and debit card monitoring for unusual activity while you're travelling

Manage Accounts

  • Enroll to receive eStatements
  • View up to 24 months of eStatements
  • Get your account balance
  • View detailed account activity
  • Update your profile and account information
  • Track and categorize spending and set a budget with the online money management tool
  • Place stop payments
  • Get your credit score for free⁵
  • Sign up for Text Banking
  • Order checks

Digital Wallet

Add Ocean debit and credit cards to your digital wallet to pay using your phone or watch.

eStatements

Go Paperless

Sign up for eStatements to receive statements online and avoid the paper statement fee.

Mobile Check Deposit

  • Deposit checks⁶ using the camera on your smart phone or tablet
  • Save a trip to the bank
  • Deposit up to $20,000 for personal accounts and up to $40,000 for business accounts, per day and per 30-day rolling period, per user

Mobile Features Built for Business

Manage ACH, Lockbox, Positive Pay and Remote Deposit Capture services⁷

Approve Positive Pay exceptions with one click⁸

Request wire transfer and ACH limit increases

Review, change or cancel unapproved and pending bill payments

Add, edit and delete Online Banking authorized users 

Send one-time and recurring domestic and international wires⁴

Not sure how to use digital banking?

Watch Video:

Interactive Demos:

  • Online Banking
  • Online Bill Pay
  • Mobile Banking
  • Zelle

Watch Video:

Interactive Demos:

  • Online Banking
  • Zelle

Apply for Credit Cards10

Mobile Banking Compatible Devices

iPhone

iPad

Android

Download app:


1 Available for business accounts.
2 Zelle® is available to Ocean personal account holders who are U.S. residents. U.S. checking or savings account required to use Zelle®. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
3 Certificates of Deposit are not eligible for transfers.

4 Via Online Banking and Mobile Banking, outgoing wire transfers going out of the United States can only be processed in U.S. currency.

5 Available for personal accounts.

6 Mobile Check Deposits are available only for checks drawn on a U.S. bank and payable in U.S. dollars.

7 Requires enrollment.

8 Available for business accounts that are enrolled in ACH and/or Check Positive Pay.

9 Online personal deposit account opening available to U.S. citizens who reside in the United States. Online business deposit account opening available to businesses formed and registered in Florida and accounts are limited to two signers.

10 Subject to credit approval. Online personal credit card applications available to individuals who meet the card's eligibility requirements. Online business credit card applications available to businesses and guarantors who are existing customers of Ocean and meet other eligibility requirements.

11 Requires enrollment in eZCard. 

 

Ocean does not charge a fee for Online Banking or Mobile Banking, or to download or use the app, or for Mobile or Text Banking; however, your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for message and data rate charges. To enroll in Ocean Mobile Banking, you must have an Ocean personal or business deposit account, money market account, loan or certificate of deposit and be enrolled in Online Banking. Account transaction fees may apply. Refer to the Schedule of Fees and Service Charges.

 

The Apple logo and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc.