ONLINE BANKING SYSTEM WILL BE TEMPORARILY UNAVAILABLE - The online banking system will be unavailable due to maintenance from Friday, May 17, 2024, at 10pm ET through Saturday, May 18, 2024, at 2pm ET. For more information, contact our Customer Service Center at 305-569-5000 or 1-844-OCEAN4U (1-844-623-2648), International Toll Free 1-828-623-2625. 

In observance of Veterans Day, we will be closed Saturday, November 11. We will resume regular business hours on Monday, November 13.

Ocean Bank - Financial Results as of December 31, 2023. Continued Financial Strength Learn more

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Personal & Student Checking Accounts

Personal Checking

Checking Made Personal

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Start your digital banking experience with Ocean Personal Checking

 

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Checking accounts with convenient ways to bank

Send money using only an email address or U.S. mobile phone number.1

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Mobile Banking

Bank using your phone or tablet, plus deposit checks in a snap.

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Online Banking

Handle all your banking from anywhere, anytime.

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ATMs

View balances and withdraw cash at Ocean Bank or Publix Presto! ATM locations.

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Personal checking made simple

Our financial products include the options and choices you’ll appreciate as you make the most of life’s opportunities.

Personal Checking

Bank simply with easy ways to avoid fees.

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Personal Checking with Student Advantage

Create good financial habits with no monthly fees for teens and young adults ages 13 to 24.

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Personal Checking with Senior Advantage

Get an account with perks and benefits if you're age 55 and old

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Personal Relationship Checking

Earn more when you maintain higher balances.

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Personal Money Market

Enjoy the simplicity of a checking account plus earn more interest as your balance grows.

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Auto Save

Automatically transfer funds from my checking to my savings account.

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Direct Deposit

Get my paycheck deposited directly into my checking or savings account.

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Credit Score

Get my personal credit score for free.

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1Zelle® is available to Ocean Bank personal account holders who are U.S. residents. U.S. checking or savings account required to use Zelle®. Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 
Mobile network carrier fees may apply. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees.