ONLINE BANKING SYSTEM WILL BE TEMPORARILY UNAVAILABLE - The online banking system will be unavailable due to maintenance from Friday, May 17, 2024, at 10pm ET through Saturday, May 18, 2024, at 2pm ET. For more information, contact our Customer Service Center at 305-569-5000 or 1-844-OCEAN4U (1-844-623-2648), International Toll Free 1-828-623-2625. 

In observance of Veterans Day, we will be closed Saturday, November 11. We will resume regular business hours on Monday, November 13.

Ocean Bank - Financial Results as of December 31, 2023. Continued Financial Strength Learn more

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Asset-Based Financing

Asset-Based Financing

Leverage the value of your business inventory, equipment and accounts receivable to strengthen cash flow with an immediate infusion of capital.

Discover the advantages of alternatives to traditional financing and get cash when you need it.

Meet with an Ocean Financing® expert

Asset-Based Lending Options  

Ocean Factoring®

Ocean Bank purchases your accounts receivable and works with your customers to accept payment. You receive a lump sum that's a percentage of your receivables value without carrying debt on your balance sheet.

 

Meet with an Ocean Factoring® expert >

 

Asset-Based Lending (ABL)

Benefit from a financial alternative that provides liquidity based on the value of company-owned real estate, equipment and inventory. Unrestricted use funding sustains working capital during periods of growth and seasonal slow-downs.

Additional credit solutions by Ocean Financing®

Small Business Loans

Expand your business with a loan designed to fuel your operation and power growth.

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Commercial Lending

Power short-term business objectives and long-term strategies with traditional commercial financing.

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Global Trade Financing

Expand into new markets with advice and guidance from Ocean global trade financing experts.

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Commercial Lending

Power short-term business objectives and long-term strategies with traditional commercial financing.

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Real Estate Financing

Access credit solutions that build real estate value and optimize your financial returns.

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Loans subject to credit approval.