ONLINE BANKING SYSTEM WILL BE TEMPORARILY UNAVAILABLE - The online banking system will be unavailable due to maintenance from Friday, May 17, 2024, at 10pm ET through Saturday, May 18, 2024, at 2pm ET. For more information, contact our Customer Service Center at 305-569-5000 or 1-844-OCEAN4U (1-844-623-2648), International Toll Free 1-828-623-2625. 

In observance of Veterans Day, we will be closed Saturday, November 11. We will resume regular business hours on Monday, November 13.

Ocean Bank - Financial Results as of December 31, 2023. Continued Financial Strength Learn more

Commercial Lending

Commercial Lending

Power short-term business objectives and long-term strategies with traditional commercial financing. Access options to elevate working capital during periods of growth and diversification and sustain cash flow during fluctuating sales cycles.

Explore financing solutions to maximize operations today and plan for tomorrow's opportunities.

Commercial Lending Options  

Term Loans

Fund the acquisition of materials, fixed assets, expansion strategies and other business priorities.

Lines of Credit

Manage your business with working capital that supports efficient operations.

Equipment Financing

Preserve working capital and finance up to 100% of the cost to purchase equipment.


Additional credit solutions by Ocean Financing®

Small Business Loans

Expand your business with a loan designed to fuel your operation and power growth.

Commercial Lending

Power short-term business objectives and long-term strategies with traditional commercial financing.

Discover how

Global Trade Financing

Expand into new markets with advice and guidance from Ocean global trade financing experts.


Asset-Based Lending

Leverage the value of inventory, equipment and accounts receivable to strengthen cash flow.


Real Estate Financing

Access credit solutions that build real estate value and optimize your financial returns.


Loans subject to credit approval.