ONLINE BANKING SYSTEM WILL BE TEMPORARILY UNAVAILABLE - The online banking system will be unavailable due to maintenance from Friday, May 17, 2024, at 10pm ET through Saturday, May 18, 2024, at 2pm ET. For more information, contact our Customer Service Center at 305-569-5000 or 1-844-OCEAN4U (1-844-623-2648), International Toll Free 1-828-623-2625. 

In observance of Veterans Day, we will be closed Saturday, November 11. We will resume regular business hours on Monday, November 13.

Ocean Bank - Financial Results as of December 31, 2023. Continued Financial Strength Learn more

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You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

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You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

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You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

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You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

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International Banking

Family Banking

Open FDIC-insured checking, savings and CD accounts for you and your family.

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Business Banking

Start with a simple account and add features to maximize efficiency and convenience.

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Credit Cards

Enjoy the global acceptance and trusted security of Mastercard® credit cards for you, your family and your business.

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International Elite

Make the most of your Ocean relationship with extra perks for your global lifestyle.

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Digital Banking

Less Time Banking, More Time Doing.

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Personal Loans

Choose the right loan, including the option to borrow against your Ocean deposit accounts.

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Business Loans

Preserve cash by tapping into financing options that help you operate or expand your business.

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How can we help you?

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Apply for Credit Cards1

Personal

Business

Mobile Banking Compatible Devices

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iPad

Android

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Loans and credit cards subject to credit approval.

1Online personal credit card applications available to individuals who meet the card's eligibility requirements. Online business credit card applications available to businesses and guarantors who are existing customers of Ocean Bank and meet other eligibility requirements.

 

2Requires enrollment in eZCard or Online Banking.  

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Adjustable-rate mortgages with intro rates typically lower than fixed-rate loans, and then adjust up or down with market conditions.

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Adjustable-rate mortgages with intro rates typically lower than fixed rate loans, and then adjust up or down with market conditions.

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Save for future educational expenses and benefit from tax-free earnings. Talk with your tax advisor.

Open at a branch

Lock in a fixed interest rate with an FDIC-insured account.

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Ocean Financial, an independent financial services firm, guides financial strategies for comprehensive investment management.

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Enjoy the convenience, security and global acceptance of Mastercard®

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Personal and business cards backed by an Ocean Certificate of Deposit. Get stared with $500.

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Purchase or develop commercial property to occupy or rent.

 

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Start your next new build project or renovate an existing property.

 

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Build your portfolio and generate cash flow with income-producing commercial and residential properties.

 

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Access accounts 24/7 and pay bills from anywhere. Enroll in Online Banking to get started.

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Send money in minutes to any person or business within the U.S. or across the globe.*

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*Via Online Banking and Mobile Banking, outgoing wires going out of the U.S. can only be processed in U.S. currency.

Send payments securely with digital services including ACH, Online Bill Pay, Paycards, Payroll Services, wire transfers and more.

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Pay bills*, deposit checks, transfer funds between your accounts, enroll to receive eStatements, set account alerts, make loan payments and more.

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*Mobile Bill Pay is not available for business accounts.

Pay contactless anywhere in the world Mastercard is accepted, plus withdraw cash at any ATM in the Mastercard global network.

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Travel lighter and pay without cash or plastic when you load your Ocean credit and debit cards on to your digital wallet.

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