ONLINE BANKING SYSTEM WILL BE TEMPORARILY UNAVAILABLE - The online banking system will be unavailable due to maintenance from Friday, May 17, 2024, at 10pm ET through Saturday, May 18, 2024, at 2pm ET. For more information, contact our Customer Service Center at 305-569-5000 or 1-844-OCEAN4U (1-844-623-2648), International Toll Free 1-828-623-2625. 

In observance of Veterans Day, we will be closed Saturday, November 11. We will resume regular business hours on Monday, November 13.

Ocean Bank - Financial Results as of December 31, 2023. Continued Financial Strength Learn more

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Ocean Bank

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You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

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You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

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Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

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You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

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Personal Banking

Ocean Personal Checking Accounts

Pay bills, make purchases, get cash, go paperless and write checks.

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Ocean Personal Savings Accounts

Ways to reach your goals for your now and your next.

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Digital Banking

Less Time Banking, More Time Doing.

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Contactless Credit Cards

Low intro rates plus global acceptance and benefits of Mastercard®.

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Personal Loans

Funds for your vision and your future.

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Need some help? Meet with a specialist.

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Apply for Credit Cards3

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Business

Mobile Banking Compatible Devices

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Android

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Loans and credit cards are subject to credit approval.

1Online personal deposit account opening available to U.S. citizens age 18 and above who reside in the United States. Online business deposit account opening available to businesses formed and registered in Florida and accounts are limited to two signers.

2Available for personal accounts.

 

3You must be at least 18 years of age to apply for a credit card online. Online personal credit card applications available to individuals who meet the card's eligibility requirements. Online business credit card applications available to businesses and guarantors who are existing customers of Ocean and meet other eligibility requirements.

 

4Requires enrollment in eZCard or Online Banking.  

Here's how we can help.

Enjoy the benefits of low intro rates to pay for purchases anywhere Mastercard® is accepted, in person and online.

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Tap into the equity you’ve built up in your home to get a line of credit to pay for home renovations, a family vacation, or just about anything.

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Get a loan up to 100% of the value of your Ocean Personal Certificate of Deposit or Ocean Personal Savings. Use loan funds for just about anything without depleting your savings.

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Here's how we can help.

Save for retirement with a tax-advantaged Individual Retirement Account.

Open at a branch near you

Lock in a fixed interest rate and choose from a variety of CD terms. Open an 8-month CD online or visit a branch for more options.

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Here's how we can help.

Transfer balances from higher interest credit cards to an Ocean credit card with a low intro rate.

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Automatically transfer money from your checking to an interest-earning savings account.

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Lock in a lower rate than your current mortgage to reduce your monthly payment plus get cash to pay off higher rate debt.

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Here's how we can help.

Choose a fixed- or adjustable-rate loan with terms from 10 to 30 years.

 

Learn more

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Here's how we can help.

Options include cards with low intro rates, no annual fees and cards that earn rewards – plus you can apply online now.

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Get start with just $20 and enjoy the convenience of a free contactless Debit Mastercard® for your digital wallet.

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Start saving at competitive rates with a low $250 initial deposit and a free contactless Debit Mastercard®.

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Lock in a fixed interest rate from account opening through maturity.

 

View rates

Open 8-month CD online

Here's how we can help.

Use the balance in your Ocean Personal CD to secure the card, then manage your spending and pay on time to improve your credit status.

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Set up one-time, recurring and automatic payments in Online Bill Pay.

Enroll in Online Banking

Use our online financial management tool to track expenses, set spending limits and create a budget.

Enroll in Online Banking