ONLINE BANKING SYSTEM WILL BE TEMPORARILY UNAVAILABLE - The online banking system will be unavailable due to maintenance from Friday, May 17, 2024, at 10pm ET through Saturday, May 18, 2024, at 2pm ET. For more information, contact our Customer Service Center at 305-569-5000 or 1-844-OCEAN4U (1-844-623-2648), International Toll Free 1-828-623-2625. 

In observance of Veterans Day, we will be closed Saturday, November 11. We will resume regular business hours on Monday, November 13.

Ocean Bank - Financial Results as of December 31, 2023. Continued Financial Strength Learn more

International Banking

International Banking

Banking with your global perspective

Accounts and services for you and your business, exclusively for international clients

Bank with privacy, security and convenience

Digital Banking

Handle your everyday banking using your smartphone, tablet or computer, anytime and from anywhere.

Online Bill Pay

Pay bills from anywhere with Online Banking, plus pay from your personal account1 with Mobile Banking.

Mobile Deposits

Deposit checks using the camera on your phone or tablet without needing to visit a branch.

Digital Wallet

Travel lighter and pay contactless when you upload your Ocean debit and credit cards to your digital wallet.

International Elite

Elevate your banking to Ocean International Elite

A privileged suite of services—some free of charge or at reduced fees. Checks are always free.

Wire Transfers

Transfer funds fast and securely between your Ocean accounts and accounts around the world, plus send and receive funds with individuals and businesses worldwide.

 
  • Free incoming wire transfers
  • Discounted fees when you schedule outgoing wire transfers in Online or Mobile Banking²

    $20 domestic   |   $30 foreign

Safe Deposit Box

Keep your valuables safe and secure, including passports and other important documents.

 

 - Free small safe deposit box annual rental at the branch of your choice³   

Credit Cards from Mastercard®

You may qualify for an international credit card that rewards you for purchases⁴.

Relationship Qualification

Open an International Personal Checking or International Business Checking account and maintain a minimum monthly average relationship balance of $250,0005 in any Ocean personal or business or combination of deposit accounts.

Checking and savings accounts designed for your global lifestyle

Enjoy convenience services and peace of mind with FDIC-insured accounts.

International Personal Checking

Transfer money digitally, with simplicity and privacy.

International Personal Money Market

Earn interest on balances plus the benefits of a checking account.

International Personal Savings

Save more to earn more.

International Personal Certificate of Deposit (CD)

Put money away for the long term.

Not sure which account is right for you?

Checking and savings accounts designed for your global business

Enjoy convenience services and peace of mind with FDIC-insured accounts.

International Business Checking

Transact and manage cash globally.

International Business Money Market

Benefit from an interest-earning account with the benefits of a checking account.

International Business Savings

Set aside money to earn interest.

International Business Certificate of Deposit (CD)

Keep funds safe and secure while they grow at a fixed rate.

Not sure which account is right for you?

Services tailored to you, and everywhere you go

Travel Notices

Let us know before you travel for an added layer of fraud monitoring on your Ocean Debit Mastercard.

eStatements

Enroll in eStatements to access up to 24 months of paperless statements and avoid mail delays.

Account Security

Change your online account password frequently to ensure the safety and privacy of your information.

An Ocean branch is always nearby

Stop by or schedule a visit


1 Mobile Banking Bill Pay is available for personal accounts only.

2 Via Online Banking and Mobile Banking, Outgoing Wire Transfers going out of the United States can only be processed in U.S. currency.

3 Subject to availability. Visit your nearest branch for details.

 

Subject to credit approval.

 

5 Your account balances will be reviewed at the end of each month to determine if the lower fees apply; otherwise, you will be charged the regular outgoing online wire transfer fees of $25 (Domestic) and $40 (Foreign), incoming fee (Domestic and Foreign) of $10 and the $25 Safe Deposit box fee. In January of each year and on an annual basis thereafter, your aggregated balances for the previous quarter will be reviewed to determine if you meet International Elite criteria. If your monthly average relationship balance is below $250,000 then you will not be entitled to the lower fees until you bring the monthly average relationship balance above the $250,000 threshold.

 

6 Withdrawals will reduce earnings. Early withdrawal penalty may apply.

 

7 Additional information or documentation may be required.