ONLINE BANKING SYSTEM WILL BE TEMPORARILY UNAVAILABLE - The online banking system will be unavailable due to maintenance from Friday, May 17, 2024, at 10pm ET through Saturday, May 18, 2024, at 2pm ET. For more information, contact our Customer Service Center at 305-569-5000 or 1-844-OCEAN4U (1-844-623-2648), International Toll Free 1-828-623-2625. 

In observance of Veterans Day, we will be closed Saturday, November 11. We will resume regular business hours on Monday, November 13.

Ocean Bank - Financial Results as of December 31, 2023. Continued Financial Strength Learn more

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You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

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Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue

Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

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Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

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Business Banking

Everyday Banking

Simplified checking and savings accounts with features to bank on the go and stay in the know.

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Cash Flow Management

Add payment processing efficiencies and strengthen your cash position with a customized service package.

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Loans

Grow. Expand. Build. Whatever is in your plans, we have the loans to help you get there.

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Merchant Services

Give customers the option to pay with credit and debit cards and get access to funds as soon as the next day.

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Digital Services

It’s your business—bank your way whenever, wherever.

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Credit Cards

Earn rewards for everyday purchases and pay recurring bills with your card to accumulate points faster.

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Bank-Owned Property

Buy property that Ocean owns to set up your next office or expand your real estate investment portfolio.

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How can we help your business grow?

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Business

Mobile Banking Compatible Devices

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Android

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Credit cards and loans are subject to credit approval.

1 Online personal deposit account opening available to U.S. citizens who reside in the United States. Online business deposit account opening available to businesses formed and registered in Florida and accounts are limited to two signers.

2Available for personal accounts.

 

3Online personal credit card applications available to individuals who meet the card's eligibility requirements. Online business credit card applications available to businesses and guarantors who are existing customers of Ocean Bank and meet other eligibility requirements.

 

4Requires enrollment in eZCard.  

 

Merchant Services provided by Elavon.

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Buy space your business needs today, consider more square footage for future growth or to sublease for rental income.

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Your U.S. business may qualify for long-term, fixed rate loans from $125,000 to $5.5 million.

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Here's how we can help.

Checks from customers and tenants are mailed to an Ocean P.O. Box for processing and deposit into your account.

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Give customers the option to pay with credit, debit and gift cards and use their digital wallet, in person and online.

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Send customers electronic invoices and automated payment reminders, plus accept payments by credit card, debit card or eCheck.

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Receive electronic payments up to $100,000 in an instant, at no cost to you or the sender. Simply provide the Ocean Bank ABA routing number (066011392) and your account number.

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Load on to your digital wallet and pay contactless, plus issue cards to employees to earn rewards faster.

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Open a basic checking account with $100, then add services to operate efficiently and maximize cash flow.

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Here's how we can help.

Ocean participates with the Small Business Administration to help you access capital to start or grow your business.

 

If your U.S. business has a net worth of less than $15 million and reported income after taxes less than $5 million for the past two years, you may qualify for a loan from $125,000 to $5.5 million.

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If your U.S. business has annual revenues less than $7.5 million and has already used other funding sources, you may qualify for a loan up to $5 million.

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Here's how we can help.

Enjoy a low intro rate on purchases and balance transfers plus the global acceptance of Mastercard®. Issue cards to employees with set spending limits and earn rewards even faster.

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Use your Ocean business Certificate of Deposit to back a card with all Mastercard® benefits and features. Get started with as little as $500.

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Here's how we can help.

Fast closing on the right property for your next development with maturity options and repayment terms to meet your goals and timeline.

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Acquire or develop commercial property without tapping into operating cash flow.

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Build from the ground up or renovate from the inside out.

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