ONLINE BANKING SYSTEM WILL BE TEMPORARILY UNAVAILABLE - The online banking system will be unavailable due to maintenance from Friday, May 17, 2024, at 10pm ET through Saturday, May 18, 2024, at 2pm ET. For more information, contact our Customer Service Center at 305-569-5000 or 1-844-OCEAN4U (1-844-623-2648), International Toll Free 1-828-623-2625. 

In observance of Veterans Day, we will be closed Saturday, November 11. We will resume regular business hours on Monday, November 13.

Ocean Bank - Financial Results as of December 31, 2023. Continued Financial Strength Learn more

Real Estate Financing

Real Estate Financing

Credit solutions tailored to align with your goals and build the value of your real estate investments to optimize your financial returns.

Leverage assets for access to credit solutions that build the value of your real estate portfolio.

Real Estate Lending Options  

Commercial Real Estate

Acquire or develop commercial property with competitive financing to meet your cash flow needs and capitalize on new opportunities.

Construction Financing

Maximize the return on your next project with a loan to build from the ground up or renovate from the inside out.

Investment Property

Benefit from expert advice to structure a facility that grows your balance sheet and preserves the value of real estate investments.

Recent Transactions

$67.1m

J.V.C. Management Corporation

314-unit rental complex in Hialeah, Florida

$49m

Di Lido Retail Lessor Ltd. and Di Lido Beach Commercial Ltd.

Two commercial
condo refis at
Ritz-Carlton Hotel,
Miami Beach, Florida

$47m

Doral Court Retail Investments LLC

Three-story community retail center sponsored by Terra Group in Doral, Florida

$37.9m

AHS at Harbor Grove

10-building apartment complex in Stuart, Florida

$29.8m

Coastal Residential

164-unit gated townhome rental community in
Fort Myers, Florida

$26.7m

Hgreg Nissan Kendall LLC

Support refinance of Nissan store in Kendall, Florida

$12.2m

Las Terrazas

90-unit apartment community in Hialeah, Florida

$6m

Ari Cienfuegos LLC

2.16 acre retail shopping center in Hialeah, Florida

Additional credit solutions by Ocean Financing®

Commercial Lending

Power short-term business objectives and long-term strategies with traditional commercial financing.


Asset-Based Lending

Leverage the value of inventory, equipment and accounts receivable to strengthen cash flow.


Global Trade Financing

Expand into new markets with advice and guidance from Ocean global trade financing experts.


Small Business Loans

Expand your business with a loan designed to fuel your operation and power growth.


Loans subject to credit approval.