When shopping online or in app, what’s the best way to pay for purchases? Experts recommend using a credit card. Check to see if your credit card includes these benefits:

Zero liability protection so you’re not responsible for fraudulent charges if your card is lost or stolen.

Extended manufacturer warranty that also offers reimbursement if your purchase has to be repaired or replaced.

Rental car coverage if you’re unable to use the vehicle due to damage or theft.

Here are some more tips to shop safely online with a credit card:
 

• Consider getting a card with a low credit limit that you use only for online shopping to prevent big purchases from being fraudulently charged to your account. Plus, if the card is lost or stolen you can cancel it and keep your other credit cards.
• Stay on top of charges. Check account activity online and compare receipts to credit card statements. If you see a suspicious transaction, report it immediately.
• Sign up to receive text or email alerts when a purchase is charged to your credit card.
• Shop on trusted, secure sites. Look for https:// at the start of website URL and the small lock symbol in the address bar.
• Read your credit card account agreement to understand what steps to take if you need to dispute an unauthorized charge. Your account usually is not charged until the dispute is resolved.

Ocean Bank credit cards from Mastercard® offer these and other benefits. Subject to credit approval.

Click here to find the card that’s right for you.