In observance of Good Friday, we will be closing at 3 pm on Friday, April 3rd. We will resume regular business hours on Monday, April 6th.
Online and Mobile Banking remain available 24/7 for your convenience.

Ocean Bank® - Financial Results as of December 31, 2025. Continued Financial Strength Learn more

Find your branch Call Us: 305-569-5000
Ocean Bank

Take care of it on the mobile app

Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue

Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue

Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue

Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue

Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue

Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue

Asset-Based Financing

Asset-Based Financing

Leverage the value of your business inventory, equipment and accounts receivable to strengthen cash flow with an immediate infusion of capital.

Discover the advantages of alternatives to traditional financing and get cash when you need it.

Meet with an Ocean Financing® expert

Asset-Based Lending Options  

Ocean Factoring®

Ocean Bank purchases your accounts receivable and works with your customers to accept payment. You receive a lump sum that's a percentage of your receivables value without carrying debt on your balance sheet.

 

Meet with an Ocean Factoring® expert >

 

Asset-Based Lending (ABL)

Benefit from a financial alternative that provides liquidity based on the value of company-owned real estate, equipment and inventory. Unrestricted use funding sustains working capital during periods of growth and seasonal slow-downs.

Additional credit solutions by Ocean Financing®

Small Business Loans

Expand your business with a loan designed to fuel your operation and power growth.

Explore options

Commercial Lending

Power short-term business objectives and long-term strategies with traditional commercial financing.

Discover how

Global Trade Financing

Expand into new markets with advice and guidance from Ocean global trade financing experts.

Discover how

Commercial Lending

Power short-term business objectives and long-term strategies with traditional commercial financing.

Discover how

Real Estate Financing

Access credit solutions that build real estate value and optimize your financial returns.

See what you can do

Loans subject to credit approval.