Service Notice: Our online banking system is temporarily unavailable. We’re working to restore access as quickly as possible.
For assistance, contact our Customer Service: 305-569-5000 or 1-844-OCEAN4U (1-844-623-2648), International Toll Free 1-828-623-2625.
In observance of Good Friday, we will be closing at 3 pm on Friday, April 18. We will resume regular business hours on Monday, April 21st.
Ocean Bank - Financial Results as of December 31, 2024. Continued Financial Strength Learn more
Strengthen working capital with a lump sum loan and a fixed monthly payment that fits your budget and financial forecasts. Or get access to a line of credit so you can draw what you need when you need it, up to a preset amount. As you repay advances, access funds as often as needed.
Commercial Mortgage
Buy or refinance commercial property to occupy or rent with lending terms and options that meet your budget. Add a new revenue stream to your business by acquiring space for immediate rental income and future growth.
Business Credit Cards
Issue employees cards with Mastercard® global acceptance and security, and monitor and control expenses while you earn rewards points redeemable for cash, travel experiences and merchandise.
Secure financing backed by the Small Business Administration (SBA) that offers low down payments, easy qualification and competitive terms. Loan options are available to finance major purchases, enhance cash flow and refinance debt.