ONLINE BANKING SYSTEM WILL BE TEMPORARILY UNAVAILABLE - The online banking system will be unavailable due to maintenance from Friday, May 17, 2024, at 10pm ET through Saturday, May 18, 2024, at 2pm ET. For more information, contact our Customer Service Center at 305-569-5000 or 1-844-OCEAN4U (1-844-623-2648), International Toll Free 1-828-623-2625. 

In observance of Labor Day, we will be closed Monday, September 2nd. We will resume regular business hours on Tuesday, September 3rd.

Ocean Bank - Financial Results as of June 30, 2024. Continued Financial Strength Learn more

Ocean Business Suite™

Ocean Business Suite™

Solutions designed to
power your business goals

Treasury Management solutions designed to
power your business goals

 

We designed four Ocean Business Suites: Blue, our top Suite, plus Platinum, Gold and Silver. As your business grows and your deposit balances increase, you can upgrade your Suite for even more advantages.

 

Explore Ocean Business Suite - Choose the option that fits your business

 

 

Ocean Business Silver

Average Daily Balance

≥ $5,000

__________

Monthly Suite Fee $25

 


Services Included

  • Checking Account Monthly Maintenance Fee
  • Stop Payment
  • Incoming Wires
     

 

 


Reduced Fees

  • ACH Positive Pay Service
  • Check Positive Pay with Payee Match Service
  • ACH Service

Standard Fees

  • RDC Service1
  • ACH Same Day2
  • Outgoing Online Wire Domestic & International
 

Ocean Business Gold

Average Daily Balance


≥ $100,000

__________

Monthly Suite Fee $40

 


Services Included

  • Checking Account Monthly Maintenance Fee
  • Stop Payment
  • Incoming Wires
  • ACH Positive Pay Service
  • Check Positive Pay with Payee Match Service

Reduced Fees

  • ACH Service
  • RDC Service1


 


Standard Fees

  • ACH Same Day2
  • Outgoing Online Wire Domestic & International
 

Ocean Business Platinum

Average Daily Balance

 

≥ $250,000

__________

Monthly Suite Fee $95

 


Services Included

  • Checking Account Monthly Maintenance Fee
  • Stop Payment
  • Incoming Wires
  • ACH Positive Pay Service
  • Check Positive Pay with Payee Match Service
  • RDC Service1
  • ACH Service
  • ACH Same Day2


 


Reduced Fees

  • Outgoing Online Wire Domestic & International

  • $75,000 Ocean Business Suite Line of Credit³ rate discount available
  • FDIC insurance coverage4

Ocean Business Blue

Average Daily Balance

 

≥ $1 million

__________

Monthly Suite Fee $0

 


Services Included

  • Checking Account Monthly Maintenance Fee
  • Stop Payment
  • Incoming Wires
  • ACH Positive Pay Service
  • Check Positive Pay with Payee Match Service
  • RDC Service1
  • ACH Service
  • ACH Same Day2
  • 10 Free Outgoing Online Wires per month

Reduced Fees

  • Outgoing Online Wire Domestic & International

  • $75,000 Ocean Business Suite Line of Credit³ rate discount available
  • FDIC insurance coverage4

How can we help your business grow?


.

Ready to join Ocean Business Suite?

Business Checking Account

Get an account and add the services your business needs.

Know how to Enroll

Know more on how to enroll and take advantage of this bundled.



Ocean Business Suite™ is only available to business entities and signers registered and domiciled in the United States. Trust, Estate and Guardianship accounts are not eligible for program. To access Ocean Business Suite™ benefits, you must be enrolled. Maintain your eligibility by keeping the minimum required average daily balance in one or more Ocean Business Checking Accounts for the same business. Additional per transaction processing fees may apply for RDC, ACH and ACH Same Day Services.

1Remote Deposit Capture Service discount applies only to the monthly service fee.
2Must enroll in ACH service (Automated Clearinghouse) to enroll in ACH Same Day Service.
3You must be enrolled in either the Platinum or Blue Suite to apply for the Ocean Business Suite Line of Credit. 25 Basis Point Rate discount applied to one line of credit for $75,000 with a floor rate at the Wall Street Journal Prime Rate minus 25 basis points at the time of loan closing. Subject to credit approval and other conditions.
4Ocean Bank is member of the IntraFi Network. Placement of funds through this service is subject to the terms and conditions of the Deposit Placement Agreement (DPA).